Khinloke is the principal trainer at Khinloke Education Pte Ltd, and is widely regarded as one of Singapore’s leading trainers for the CMFAS and CACS examinations.

Deep Finance Industry Foundations

With over 30 years of experience across the futures and equities markets, Khinloke brings first-hand industry knowledge to his work as a trainer. He began his career as a local trader on the SIMEX trading floor, before serving as a Remisier with Lim & Tan Securities. This practitioner background informs a training approach that is grounded in real market practice, regulatory context, and professional standards.

Longstanding Experience in Professional Training

Khinloke has been delivering professional examination training since 1999, initially for the IBF Dealer’s Representative examinations. He began providing structured training for CMFAS module examinations in 2003, and from 2011, expanded his work to include CACS Papers 1 and 2, supporting private bankers following the adoption of these examinations by IBF and SCI.

Trusted by Financial Institutions and Professionals

Over the years, Khinloke has coached individuals at all levels of seniority, ranging from early-career graduates to Directors, seasoned traders, and CEOs of banks and asset management companies. Many of his trainees are international professionals on secondment or permanent transfer to Singapore, seeking to qualify and operate effectively within the local regulatory environment.

Financial institutions that have formally engaged Khinloke’s training services include JP Morgan, Goldman Sachs, Morgan Stanley, Credit Suisse, Citi Bank, ABN AMRO, Bank of Singapore, CIMB, UOB, DBS, ANZ, CLSA Singapore, Nomura Singapore, INTL FCStone, and Daiwa Singapore, among others. Many professionals also engage Khinloke directly for training outside of formal corporate programmes.

Consistent Outcomes and Measurable Results

The results of Khinloke’s approach are well established. Khinloke’s students consistently achieve first-attempt pass rates above 90%, and to date, more than 3,000 individuals have successfully passed their examinations after attending his training programmes.

Today, Khinloke continues to provided the best-in-class guidance for CMFAS and CACS examinations grounded in real industry experience — offering candidates not just materials, but clarity, strategy, and confidence as they prepare for their examinations.